Showing posts with label credit card fraud. Show all posts
Showing posts with label credit card fraud. Show all posts

Monday, September 22, 2014

Here We Go Again



Last night, during one last check of my e-mails I see these two e-mails:


Uh . . . . exCUSE me?  


Since when do I have a Cabella's account?  You know Cabella's don't you?  That's the company that sells hunting gear.  Camouflage, camping equipment and GUNS.

The e-mails thank me for opening an account with Cabella's (I didn't) and the second e-mail informs me that they will CHARGE me $539.59 on September 28, 2014.

Remember last month when I was on my way to Canada?  I took the plane to Buffalo where Pat, my Toronto host, picked me up to complete the last leg of my trip.  I stopped at the Walmart in Buffalo and by the time I got to Toronto I saw I had a charge of $2,581.25 on my Discovercard.  My credit card number was compromised.  Stolen. 

So of course I had to call Discover and I got a new card.  When I got home I had to notify everyone on the Internet that I had set up for automatic billing.  Still doing it by the way.

Thus it was with some anger that I saw those e-mails last night.  

It was too late to call last night and resolve this issue.  I called the first thing this morning.

It didn't go easy.  

I call the 800 number and go through the menu hurdles then get put on hold listening to "Your call is very important" and "All our operators are busy now due to an unexpected increase in volume."  Oh sure, like I haven't heard THAT line before.

I finally get through to "Ed."  He asks for my zip code.  Then my address.  Then my mother's last name.  Then my "last four" of my Social Security number.  Of course none of this information matches up to what they have on record.  Then he puts me on hold . . . . for 23 minutes!

Finally,  he comes back on the line. Apologizes to me and thanks me for being "so patient". He informs me that he is switching me to "Melanie" of Fraud Protection.  

Melanie comes on the line.  I go through all the information again.  She said the information I give her doesn't match up with what they have on their records.  When I was in the Army we had a response for this kind of response:  "NO SHIT SHERLOCK." Of course I didn't say that to her, she was nice.

Then we batted around what may have happened.  She was concerned that I got the e-mail because she said they were "pretty careful with recording the e-mail addresses."  

I suggested to her that perhaps because my e-mail address was my name and then gmail.com that maybe there was another "Ronald Tipton" who had the same e-mail address but with a number on the end.  While I was talking to her I lost the phone connection.  I was on my portable phone. The battery ran out.

I call back.  I hear the menus again.  I jump through the hoops and eventually get a live person.  this time it is "John".  He starts asking me the same questions.  I stop him short and tell him that none of the information I give him except my name will match up.  I tell him that I'm on a portable phone (the kitchen one now) and by the time we go through this routine I'll lose him too when the battery wears down on my portable phone.  I tell him I'm in a Catch-22 here and could he please get "Melanie" because I gave her ALL the information already.  He got a little snarky with me and said "I have to get your name first to do anything." Okay, I can understand that requirement.  I give him my name.  He says "Hold on."  Here we go again.

Well, it didn't take too long until he came back on the line.  He told me "Don't worry, we'll take care of it."  He said "That person who opened the account had the same e-mail as you."  I said "No he didn't."  Then he said "Well, it was similar to yours."  I said "Okay but it couldn't be the same."  Duh.

I was frustrated and my fuse was getting shorter.  I could sense that his was too but man oh man, I've wasted already about a hour and a half of my precious Morning Time trying to resolve this latest instance of either incompetence (keying error) or fraud.  

Okay, now I can take a deep breath and prepare myself for yet more challenges in this, our day, in this tech age.  Haven't you often thought: 

"What did our parents do?"
  
"What do old people do?" 

"Does life seem more complicated these days?" 

And why is it that someone is always trying to get access to my money.  I don't have any!




Happy 85th Birthday Ron!

  Friends! Here is my annual birthday video. Here's hoping I can make another video next year!